PFM (Book Cover).cdr

Would you like to take control of your personal finances but don’t know where to start?
Do you find personal finances boring and wish you could have some fun with it? Or maybe they are so daunting you don’t even know where to begin.

This book has a unique theme, explaining my philosophy on money and money management. It is different from any other book you’ve read about personal finances. With the challenged economy and changing demography, nobody can afford not to think about their finances and wellbeing. The time that you could exclusively rely on the government or your employer to take care of your pension and health care has disappeared.

Imagine you can get a black belt in managing your money and taking control of your personal finances. The chapters of this book are divided like the color belts in martial arts. In every chapter, you will learn money tips, financial advice, and get closer to the goal of having a good understanding about personal finances.

Click on the book cover above to purchase the e-book from Amazon. If you want to buy the hard copy please contact me.

Take a look at the blog to find interviews and articles about personal finances and money tips from financial experts, business owners and people who have taken a control of their finances and their lives.

As a certified financial planner, I understand it can be hard to manage and control your personal finances, especially with a rising cost of living and wage rates staying level.  I promise this website is going to be different and you will learn things that can change your life.


“This is a great book for those of us without a lot of expertise in finance. Although I’ve always been a relatively good money manager, I have not had a lot of interest in technical details. Alizera’s real-life examples and down-to-earth explanations are an easy read and gave me some new ideas on how to improve my financial outlook. I have passed this along to my daughters who are in their mid-20’s – the earlier you can begin implementing these ideas, the better!”

Janet Wright, M.Ed



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